Entrepreneuriat féminin + flexipreneures

Entrepreneuriat féminin + flexipreneures
SADCs and CAEs finance and support many women in their business projects: about 40% of our financing and support interventions are for female entrepreneurs. We understand their reality, strengths, and constraints. As a result, several SADCs and CAEs develop specific programs and initiatives to meet their needs.

With the strength of the Network, as well as the expertise and presence of the SADCs and CAEs in the field, we are well positioned to support women entrepreneurs both at the start and during the growth of their business projects. The Réseau des SADC et CAE maximize the efforts of its members to better support female entrepreneurship in Quebec, including coordinating the Flexiloan project for women!

Projet Flexiprêt pour les PME à propriété féminine

Les petites entreprises sont au cœur de l’économie des régions et plusieurs, surtout celles à propriété féminine, voient le jour sous forme de projet à temps partiel. Il est important de mettre en lumière cette forme d’entrepreneuriat et d’offrir des mesures flexibles et adaptées à cette réalité.

En collaboration avec la SADC de Shawinigan et 10 SADC et CAE de partout au Québec, Le Réseau coordonne le projet d’expérimentation Flexiprêt pour les femmes dédié aux entrepreneures à temps partiel, soit les flexipreneures. En ouvrant le dialogue avec des flexipreneures de divers horizons, nous développerons des activités d’accompagnement sur mesure et offrirons plus de 1,5 M$ en prêts à des conditions avantageuses.

Flexiprêt for womans
The SADCs and CAEs offer financing to entrepreneurs at all stages of their project, such as start-up, acquisition, expansion, or transfer. Additionally, many develop special funds to address a specific issue in their community. Learn more about our regular investment fund here.

SADC and CAE participants

  • CAE Haute-Yasmaska et région
  • CAE Montmagny-L’islet
  • SADC Charlevoix
  • SADC Chibougamau
  • SADC Cote-Nord
  • SADC de la Neigette
  • SADC Lac-Saint-Jean Ouest
  • SADC Maskinongé
  • SADC Vallée-de-la-Batiscan
  • SADC Shawinigan
  • SADC des Îles-de-la-Madeleine
Le flexipreneuriat

According to a study on female entrepreneurship, SADC Shawinigan developed the concept of flexipreneurship, referring to part-time female entrepreneurs. The reason is simple: half of the respondents do not identify with the definition of entrepreneurs highlighted in Quebec, especially in terms of risk-taking and long working hours. They also tend to self-disqualify and hesitate to seek help from support organizations. Policies, measures, and programs need to be rethought to better meet the needs of the many part-time female entrepreneurs in Quebec.

A Growing Phenomenon in Quebec
According to the most recent Global Entrepreneurship Monitor data: 72.3% are part-time entrepreneurs in the province. It is among women that part-time entrepreneurship has seen the most significant growth in recent years, resulting in slightly more women now engaged in this entrepreneurial approach than men.

Some findings from the study on flexipreneurship
  • 58% of women indicated that their entrepreneurial activities bring in income of $5,000 or less per year, but for many of them with low incomes, this represents a significant contribution.
  • Part-time work seems to be a more accessible entry point into entrepreneurship, thus providing an interesting avenue for empowering women by allowing them to diversify their sources of income.
  • They have training and support needs in several areas: – taxation and accounting, strategic business development, marketing, and online presence.
  • They would also like to have access to services with non-traditional hours.
  • Women on average work five hours less per week in their business than men.
The Réseau des SADC et CAE is proud to be part of the Innovative Lenders initiative.